Tourism Support Line 2021


SMEs and Non-SMEs, as defined in Commission Recommendation 2003/361/EC, of 6 May, as well as Small Mid Cap and Mid Cap, as defined in Decree-Law no. 81/2017, of 30 June, located in national territory.

Types Of Operation

  • “Tourism Support 2021 – Working Capital” specific line: operations aimed exclusively at financing treasury needs;
  • “Tourism Support 2021 – Investment” specific line: operations aimed at financing investment in tangible and intangible fixed assets, which contribute to its activity;
  • “Tourism Support 2021 – Bank Guarantees” specific line: bank guarantees provided in favour of third national or foreign entities, which ensure the proper implementation of investments or events, or the fulfilment of payment obligations.

Main Conditions For Access


• They have fulfilled all obligations related to the Tax Authorities, Turismo de Portugal (Portuguese Tourism Board), the Financial System and Social Security at the time of contracting the financing;

• They comply with the obligation to register in the Central Register of the Beneficial Owner and all the legal obligations arising therefrom;

• They are not subject to insolvency proceedings or do not meet the criteria, under the law, for being subject to insolvency proceedings;

• They are not entities falling under subparagraphs a) and b), under the terms of article 358 of Law No. 75-B/2021, of 24 July.


Maximum value

More than one operation may be submitted, and the sum total of several operations may not exceed the maximum amount defined per beneficiary.

Working Capital Specific Line:
• Micro enterprises: up to 250,000€
• Small enterprises: up to 750,000€
• Medium-sized and large enterprises: up to 1,500,000€

Investment Specific Line: up to 4,500,000€

Bank Guarantees Specific Line: maximum guarantee amount per operation of EUR 5,000,000€


Working Capital Specific Line: up to 6 years, including a grace period of up to 18 months

Investment Specific Line:
• Micro, Small or Medium-Sized Enterprises: up to 20 years, including a grace period of up to 48 months
• Small Mid Cap, Mid Cap or Large Companies: up to 10 years, including a grace period of up to 48 months

Bank Guarantees Specific Line: up to 10 years

Interest rate

The interest will be fully borne by the beneficiary. By agreement between the Credit Institution and the beneficiary, a fixed or variable interest rate modality will be applied, with a maximum spread of:

• Loans up to 1 year maturity – up to 125 bps
• Loans from 1 to 3 years maturity – up to 150 bps
• Loans from 3 to 10 years maturity – up to 185 bps
• Loans of more than 10 years maturity – up to 2 bps

Mutual guarantee

• Provision of a mutual guarantee of up to 80% of the outstanding capital at any point in time;

• Mutual guarantee fee of up to 2%, fully borne by the beneficiary.


Submitted to one of the adhering Credit Institutions.

  • Abanca
  • Bankinter
  • BPI
  • Banco Invest
  • Banco Português de Gestão
  • Caixa Central de Crédito Agrícola Mútuo
  • Caixa Económica Montepio Geral
  • Caixa Geral de Depósitos
  • EuroBic
  • Novo Banco
  • Millennium BCP
  • Banco Santander Totta
  • Novo Banco dos Açores

We help in the financing process

We have a qualified and experienced team, with insights into the industry and an extensive network of partners, prepared to accompany you along the way.